At Infotrace Analytics, we are at the forefront of innovation in the financial services industry with our state-of-the-art proprietary algorithm for alternative credit scoring.
Our advanced technology taps into a wide array of client information, transforming itinto actionable insights that enable real-time, intelligent credit decisions. This modern approach is designed to enhance traditional credit scoring methods, providing a more comprehensive and accurate assessment of credit worthiness.
Diverse Data Sources: – We collect and analyse data from various sources, including financial transactions and mobile money footprints.
- This comprehensive approach captures thousands of hidden data points that traditional credit scoring methods may overlook.
Machine Learning Applications: – Our system employs cutting-edge machine learning algorithms to process and analyze the collected data.
- This allows us to develop a near-perfect predictive model that accurately assesses credit risk..
Real-Time Credit Decisions: – InfoTrace’s alternative credit scoring system delivers real-time credit decisions, enhancing the speed and efficiency of the lending process.
- Instant credit assessments enable lenders to provide timely responses to credit applications, improving customer satisfaction.
Data Privacy and Security: – We prioritize data privacy by ensuring that only anonymized metadata is collected and analyzed.
- Our adherence to stringent data privacy regulations guarantees that client information is handled with the utmost care and confidentiality.
- Enhanced Accuracy: – Our algorithm provides a more accurate assessment of creditworthiness by considering a broader range of data points.
- Inclusivity: – By leveraging alternative data sources, we can extend credit opportunities to individuals who may lack traditional credit histories.
- Improved Risk Management: – Our predictive model helps lenders better manage risk by providing a deeper understanding of a borrower’s financial behavior.
- Faster Decision-Making: – Real-time credit decisions streamline the lending process, reducing the time and resources required for credit assessments.
- Regulatory Compliance: – Our focus on data privacy ensures compliance with relevant regulations, protecting both lenders and borrowers.
a) Microfinance: – Extend credit to underserved populations with little to no traditional credit history.
b) Personal Loans: – Provide quick and accurate credit assessments for personal loan applicants.
c) Small Business Lending: – Assess the creditworthiness of small businesses based on their financial transactions and digital footprint.
d) Credit Card Issuance: – Improve the approval process for credit card applications with real-time, data-driven decisions.
- Innovation: – We leverage the latest advancements in machine learning and data analytics to provide cutting-edge credit scoring solutions.
- Expertise: – Our team of data scientists and financial experts ensures that our models are both accurate and reliable.
- Customization: – We tailor our solutions to meet the specific needs of your organization, ensuring that our credit scoring model aligns with your business goals.
- Support: – We offer continuous support and consultation to help you maximize the benefits of our alternative credit scoring system.
